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| Janice e-NEWS - November 2008 |
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Welcome to the Janice Rosenberg Team Monthly e news - November 2008 As I write this letter, the election is only a few days away. I don’t know how you feel, but I am looking forward to it being behind us. The real estate market in the Triangle area is better than many other areas, but we have been hit here too with the negative press. The truth is it is a great time for buyers to be buying homes as interest rates are quite low. Yes, you need decent credit, but it doesn’t have to be perfect. There are many loan programs available with only 3 % down and a few out there with zero down. I bet you haven’t heard that from the media, but it is the truth. I want to thank all of you that have been calling and emailing to check on our team and our families during this economic nightmare we are all living. I also want to say thank you to so many of you for the referrals you have sent to us. Because of you, our business is doing fine. We continue to be positive and treasure each and every referral we receive. I do pray all of you are weathering this storm. We all just have to believe it will be over soon. Please remember, we are here for you. So call with any questions at all. 874-0124. I hope you enjoy reading this issue of our newsletter! Sincerely, Janice Rosenberg & TeamThe Team with Integrity, Knowlege and Experience! November Quiz Question What is the largest land animal native to North America? Everyone who emails or calls in the correct answer by the last day of this month will be entered into a drawing for 2 free movie tickets! - This e-mail address is being protected from spam bots, you need JavaScript enabled to view it - 919-874-0124 Watch for your name in a coming month! 1. Blessings In Stone - Click Here Two friends were walking through the desert. As the day wore on and they became hotter and wearier, they had an argument, and one friend slapped the other one in the face. The one who got slapped was hurt, but without saying anything, wrote in the sand, Today my best friend slapped me in the face. They kept on walking until they found an oasis, where they knelt beside a pond, eager for a long, cool drink. The one who had been slapped got stuck in the mire and started drowning, but the friend saved him. After he recovered from the near drowning, he wrote on a stone, Today my best friend saved my life. The friend who had slapped and saved his best friend asked him, “After I hurt you, you wrote in the sand and now, you write on a stone. Why?” Let’s learn to write our hurts in the sand and carve our blessings in stone!
Back To Index - Click Here Sometimes it’s hard to know when a broken device or appliance is worth the money to repair. For these items, most consumer financial experts agree it pays to skip the repair bill and replace them. Computers and laptops. If the machine is more than five years old, it’s definitely worth it to replace. Even if it’s younger than that, realize that a third of repaired computers still don’t function properly. And weigh the projected cost of the repair against the shrinking cost of a new, more powerful computer. (Apply the same criteria to your printer.) Digital cameras. Most consumers will spend an average of $180 on repairs, but $200 will buy you a new digital camera. MP3 players. If you spent less than $200 on it, replace it with a new one because most repairs cost at least half of that. Microwave ovens. Repairs generally run $120, but you can buy a new microwave for as little as $70. Cell phones. Many carriers will give you a free phone if you sign up for a one- or two-year contract. Don’t forget to read the fine print! When electronic items do need to be disposed of, do it properly. Check on recycling options that won’t release toxic chemicals from these devices into the environment. Back To Index - Click Here Please share these fine homes to your friends that are considering a move:
Click Here to visit our Featured Listings How To Avoid Work-At-Home Scams... “Earn thousands of dollars a month from your home!” We’ve all seen these types of ads posted on telephone poles and on the Internet. It sounds great, but the Federal Trade Commission (FTC) recommends exercising caution when it comes to work-at-home opportunities. Many of these companies don’t deliver on their promises, warns the FTC. What many of these ads don’t disclose is that you may have to work many hours without pay, or front the money for the materials needed to accomplish the job such as envelopes, paper, stamps, or other supplies. Many consumers have lost thousands of dollars to companies like these – not to mention their time and energy, says the FTC. Before you accept a work-at-home job, ask questions like these to determine the legitimacy of the offer and the appropriateness of it for you:
Back To Index - Click Here See An Interesting Home? No need to wonder about the price. No need to call a high-pressure sales agent who will just make you feel obligated. My computers can send you the information quickly and easily for any house, listed or sold, anywhere in town. Just ask me! It’s all part of my free, no-obligation HomeFinder Service. Leave the address on my voicemail, anytime, 24 hours a day, and I’ll fax, mail or email all the information on that listing within 24 hours. 919-874-0124
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Fall Back, Replace, And Be Safe
The National Fire Protection Association urges homeowners to replace smoke alarms that are 10 years or older. “Older smoke alarms are estimated to have a 30 percent probability of failure,” the association states, adding that it’s also a good idea to buy new alarms when moving. “Unless you know that the smoke alarms are new, replacing them when moving into a new residence is recommended.” Also, according to a report by the American Journal of Public Health, pedestrian fatalities quadruple during the period just after Daylight Saving Time ends. Safety experts remind drivers to turn on their headlights at dusk, slow down, and keep an eye out for pedestrians. When you’re a pedestrian, be extra-aware of drivers! Back To Index - Click Here Are you challenged by homophones, that is, words that sound alike but are spelled differently and have different meanings? There are many of them in the English language; here’s help with some of them: The nighttime storm brought lightning that was lightening the dark sky. You pore over a report when you read it carefully, but you pour water on your garden. I can’t hear you unless you’re sitting here next to me. You can alter your behavior, but don’t sacrifice your life on the altar of career advancement. No one knows the trouble I’ve had with my stuffy nose. I prefer to teach at a school where the principal has principles like integrity and honesty. Inflation affects the buying power of the dollar, and we all know what effect that has on our budget. I wrote a letter on stationery while riding my stationary bike. It’s way too important to use homophones correctly, especially when you use two or more in the same sentence. I’d like to accept your invitation, except I’m out of town this Friday. Your rug might feel coarse when you walk across it barefoot; why not take a different course of action and put on socks? I wouldn’t have paid one cent for that scent you sent me. You’re right if you think homophones are confusing, and I hope this is helpful in your future! Back To Index - Click Here Have A Happy – And Safe – Thanksgiving Thanksgiving is a busy time. Most people look forward to cooking large meals and entertaining guests. But while you’re busy with your preparations, it’s important to keep safety at the forefront. The National Fire Protection Association (www.nfpa.org) says that cooking fires are the #1 cause of home fires, and the incidence of home cooking fires on Thanksgiving Day is roughly three times the daily average. It’s easy to get wrapped up in your entertaining at this time of year, but with guests roaming about and your dinner preparations pressing, you’ll want to keep your mind and eye on what you’re doing in the kitchen. Here are some additional tips for safe cooking:
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