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| Janice e-NEWS - March 2009 |
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Welcome to the Janice Rosenberg Team Monthly e news - March 2009 Dear Friends, Can you believe it is spring already! Easter is just around the corner and then summer will be here! Enjoy every minute because they sure do fly by! I have spent some time learning more and more ways that I can help my clients. A lot of folks are struggling right now for many economic reasons. I want to be a resource for you and your friends if you need some confidential guidance in these difficult times. Please do call me anytime. Remember, this is a wonderful time for buyers, especially first time homebuyers. The stimulus package will give a tax credit of $8000 for either first time homebuyers or buyers that have not owned a home in the past 3 years . That means if you owe $2000 in taxes for 2009, you will get a check back for $6000! How awesome is that! And to top it off, interest rates are still very low at or below 5%. If you are staying in your house, it may be a great time to refinance your home. Call me to get the name and phone number of the best lender in town. As you are out and about talking to friends, family and coworkers, if someone you know does not own a home, please have them call me for a free consultation. You all know me- I am low pressure, I just give lots of information based on my experience and then it is their decision as to what they would like to do. Just please remember, I am never too busy for any of your referrals. I heard this great statement from Warren Buffet: “When others are greedy, I get fearful” “When others get fearful, I get greedy” Warren Buffet is investing in this market. Don’t miss out! In the Triangle area we are holding our own. Home prices have not plummeted like the rest of the country. But sellers that need to sell are negotiating more now than ever before. We are still one of the best places in the country to live for a lot of reasons. We can count our blessings! I hope you enjoy reading this issue of our newsletter! Sincerely, Janice Rosenberg & TeamThe Team with Integrity, Knowlege and Experience! March Quiz Question The saguaro cactus is native only to which desert? Everyone who emails or calls in the correct answer by the last day of this month will be entered into a drawing for 2 free movie tickets! - This e-mail address is being protected from spam bots, you need JavaScript enabled to view it - 919-874-0124 Watch for your name in a coming month! 1. Those Canny Canines - Click Here If dogs were teachers, here’s what we’d learn:
Come to think of it – dogs are great teachers!
Back To Index - Click Here Multitasking has become so much a part of our lives that we barely notice when we’re doing it: Scenario #1: You’re at your computer at work, typing a report. The phone rings, and email dings that you’ve got a message. You pull off your iPod headphones, answer the phone, and access your email in-box. While you’re talking, you scan the email. You’re still talking as you switch back to your report and finish the sentence you were typing. You reach for the last bite of the sandwich you bought for lunch, then click on email because you just received another message. You ask the person on the phone to hang on because someone just stopped by your desk with an urgent question. Scenario #2: You’re driving. You’re talking on your hands-free phone, trying to schedule an appointment. You pick up your personal digital assistant from the passenger seat, open the calendar, and scroll through the next six weeks looking for a date and time that work for both of you. You enter the appointment in your calendar, disconnect and make another call. You’re wondering what’s in the fridge for dinner, and you’re scanning the curb for a parking place near your dry cleaners. You change radio stations, then reach in the door pocket for that CD you’ve been meaning to listen to. You pull the phone away while you sneeze, then resume talking, and swing into a quick U-turn to park in front of the dry cleaner. If you’re like most people, one or both of these scenarios sounds familiar. And if you’re like most people, you think you’re doing all of these things – that is, multitasking – well. Even wonderfully well. Well, most of us aren’t. According to extensive research at institutions including MIT, the University of Michigan, UCLA, the University of London, and the National Institutes of Health, when we think we’re multitasking, we’re actually not doing a lot of things simultaneously, but rather, switching our attention from task to task very quickly, especially if the tasks require the same part of the brain. So while eating lunch and watching TV or chewing gum and walking are no problem, we get into trouble when we try talking on the phone and writing an email. It’s like trying to have a conversation with two people about different subjects at the same time. “Nearly impossible,” says once scientist. “Humans are not built to work this way,” says another. And, as we switch our attention among tasks, it then takes our brain a few seconds or minutes or longer to remember where we were with each task, and where we go from there. So instead of doing more in less time, we’re actually doing less, and not doing it as well as if we’d focused on one task, completed it, and moved on to the next. The irony is that the word multitasking came into use with reference not to humans – but to computers. According to numerous dictionaries, multitasking is “the concurrent operation of two or more processes by one central processing unit (CPU).” Only today, that CPU – is you.
Back To Index - Click Here Here are some of the new clients who became members of our “Real Estate Family” this past month. We’d like to welcome you and wish you all the best!
Congratulations:
Under Contract and Waiting to close:
We love giving recognition to our new friends and our wonderful existing clients who are kind enough to refer their friends, family and neighbors to us. Back To Index - Click Here Please share these fine homes to your friends that are considering a move: Click Here to visit our Featured Listings According to Bob Kantor, CEO of HangerNetwork, a company that makes recycled paper hangers for clothing, 3.5 billion wire hangers wind up in landfills each year – and they can take over 100 years to degrade. If your dry cleaner doesn’t use the new paper hangers yet, return your wire ones to the cleaners (local law permitting). Each hanger costs about eight cents, so they’ll be happy to take them. Two more ideas: Most thrift stores need wire and plastic hangers; when buying new clothes, leave the hangers at the store. Fitness Tip 1. Begin by standing on a comfortable surface where you have plenty of room at each side. 2. With a five-pound potato sack in each hand, extend your arms straight out from your sides, and hold them there as long as you can. 3. Try to reach a full minute, and then relax. 4. Each day you’ll find that you can hold this position for just a bit longer. 5. After a couple of weeks, move up to 10-pound potato sacks. 6. Then try 50-pound potato sacks. Then eventually, try to get to where you can lift a 100-pound potato sack in each hand, and hold your arms straight for more than a full minute. 7. Once you feel confident at that level, put a potato in each sack. Back To Index - Click Here The number of television ads your children see in one year might surprise you. According to The Henry J. Kaiser Family Foundation, children ages two to 11 are exposed to an average of 20,000 television ads per year. Of those ads, the average number of food ads is 5,600 per year: 28 percent (1,568) are for restaurants and fast foods; 24 percent (1,344) are for desserts, sweets, and snacks; and 17 percent (952) are for cereals. Back To Index - Click Here Our relative, the bat (the only flying mammal), eats 50 percent or more of its weight in food every night. Imagine a man of 180 pounds eating 30 pounds of food at each of his three square meals each day! For most of the bats in the eastern United States, the food of choice is insects. But in other parts of the world, bats feed on fruit, spiders, fish – even other bats. The largest bat is the flying fox of Asia and Australia with a wingspan of about six feet. It weighs over two pounds and eats fruit. The smallest bat is the insect-eating hog-nosed (or bumblebee) of Thailand. With a wingspan of six inches and weighing in at two grams (about the weight of a dime), they can hover like hummingbirds. And here’s one more bat fact you may not know: Many important agricultural plants, including bananas, bread-fruit, mangoes, cashews, dates and figs, rely on bats for pollination. Back To Index - Click Here No need to wonder about the price. No need to call a high-pressure sales agent who will just make you feel obligated. My computers can send you the information quickly and easily for any house, listed or sold, anywhere in town. Just ask me! It’s all part of my free, no-obligation HomeFinder Service. Leave the address on my voicemail, anytime, 24 hours a day, and I’ll fax, mail or email all the information on that listing within 24 hours. 919-874-0124
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The conventional wisdom is that if you don’t set a goal, you won’t get where you want to go. You might be a receptionist who has the goal of one day becoming a novelist, or a construction worker who wants to own your own company. You dream about it and have confidence that you can do it. Yet day after day you go to your job, and the book you mean to write never gets written; the company you mean to run never gets started. It’s a common problem: We set our goals, but then don’t know how to get from here to there. Artist and scientist Leonardo da Vinci was fully aware of this tendency in himself and in others who were learning to paint. Here’s what he had to say to those who aspired to greatness: “We can only comprehend one thing at a time. Let us suppose that you were to glance over the whole of this written page: You would instantly judge it to be full of various letters but you would not in that time recognize what the letters were, nor what they might mean. And so you have to proceed word by word, and line by line, if you wish to gather information from these letters. Again – if you wish to climb to the top of a building you will have to go up step by step, otherwise it will be impossible to arrive at the top.” Back To Index - Click Here March Is Women’s History Month March is Women’s History Month (in the U.S.; in Canada it’s October), a time to “re-examine and celebrate the wide range of women’s contributions and achievements, which are too often overlooked in the telling of our history.” Regardless of when or where you celebrate, here are some great places to get started: museums devoted to women’s history, including: The National Museum of Women in the Arts, the only museum in the world dedicated exclusively to recognizing the contributions of women artists; visit www.nmwa.org. The National Cowgirl Museum and Hall of Fame, the only museum in the world dedicated to honoring women of the American West who have displayed extraordinary courage and pioneer spirit in their trailblazing efforts; visit www.cowgirl.net. The U.S. Army Women’s Museum, the only museum in the world dedicated to Army women, honoring women’s contributions to the Army from the Revolutionary War to the present; visit www.awm.lee.army.mil. The International Women’s Air and Space Museum, dedicated to the preservation of the history of women in aviation and space, and the documentation of their continuing contributions today and in the future; visit www.iwasm.org. The Women’s Museum, a Smithsonian affiliate, dedicated to making visible the unique, textured, and diverse stories of American women and their participation in shaping our nation’s history; visit www.thewomensmuseum.org. Back To Index - Click Here If you feel you have a debt problem that’s ballooning out of control, what should you do? According to financial advisers at MasterCard.com, you should be honest with yourself. Admitting that you have a problem and that you’re going to have to solve it is essential for starting the work you need to do. Once you’ve gotten through that stage, try these tips for assessing the problem, minimizing the damage, and getting started on another financial chapter of your life:
Back To Index - Click Here Up until about 10 years ago, it was believed that we were born with a fixed number of brain cells that eventually died out. Now scientists know that brain cells regenerate throughout our lives. And one thing seems clear: To keep the sharpest memory you can for as long as you can, get moving. Aerobically, that is. Studies have shown that people who engage in aerobic exercise perform better cognitively, show increased brain volume, and demonstrate lower rates of dementia. That’s because exercise actually encourages neuron generation in the part of the brain that processes memories. Back To Index - Click Here
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